Should Personal Information Be Necessary For An Insurance Quote?

Does a website need your personal contact information in order to provide you with a life insurance quote?  The answer is simple – they don’t need it to quote.  Granted, if you are applying for a policy or requesting an application, your name, address, phone number and email address are needed, as the application needs to be sent somewhere. However, why are you giving this information out only to get a quote?  The life insurance website does not need it.  All they need for a quote is your gender, date of birth, state of residence and some basic health and lifestyle information.  There is no need to add any personally-identifiable information to the above.

Driving And Sending Text Messages…

I was driving home on the freeway last night and noticed a car in front of me slowing down and then speeding up and weaving out of the lane markers.  I thought for sure that this person was drunk or under the influence of some other drug.  As I got closer, I noticed the reason for this erratic behavior – the driver was texting while driving.

Important Life Insurance Points

10 Things You Need to Know About Life Insurance in General Life Insurance

We all know that Life Insurance is a great way to protect your family now, and even help plan for your family’s financial future. As with all insurance products before you buy any kind of life insurance policy is it best to do a little research, so you can understand what kind of life insurance is best for the needs of you and your family. In no particular order here are 10 tips that will help you to better know your options when shopping for life insurance: Like the purchase of any kind of insurance, it pays to shop around when looking for life insurance. Now it is easier then ever to shop online for Life Insurance, you can compare plans, get a free quote, even speak to an agent – all online.

Choosing The Best Life Insurance Policy

Permanent Life Insurance – Choosing the Best Policy And How to Choose Life Insurance?

Permanent life insurance was designed for individuals who felt that investing their funds into a term life insurance policy wasn’t quite right for them. If you pay on term life insurance for a given period of time, and you do not die, that money simply disappears. It’s like car insurance – you pay to insure your car, but you don’t get any money back unless you actually get into an accident.

Some Life Insurance Fun!

I must admit I’m a sucker for detective stories, whether in a novel or on television.  If watching one of the CSI, Law and Order, or other assorted whodunit-type shows on TV with my wife, I inevitably upset her by guessing (and blurting out) who the murderer is within the first 10 minutes of the show.

The biggest dead giveaway (pun intended) is when the detectives mention a large life insurance policy on the life of the victim. The detectives usually follow this lead to find the surviving spouse (the perp) had paid off a “hit man” to off the vic (I know, I have been watching too much TV).